"We plan to three to five years in China rebuiding 15 branches, the customer is still the main Chinese small and medium-sized enterprises. "Metropolitan Bank and trust company (China) co., Ltd. President Zhang jinchen enthusiastically outlines the Bank's future.
The CBRC approval in April of this year, the capital of the Bank (China) co., Ltd. opened in Nanjing, become a rapidly developing small and medium sized enterprises in Jiangsu Province, the first foreign legal Bank.
"Opened 6 months to achieve a balance, you can profit by the end of this year. "Mr. jinchen said:" this surprising and unexpected, we serve small and medium-sized enterprises in the right direction, China's financial markets really big. ”
Enter "era" after the financial crisis, and this year, foreign banks and start a new round of expansion in China. Standard Chartered Bank, Citibank, foreign banks in China "shop": branches, outlets, and explore new territories in the financial markets.
This year in Ningbo, Hohhot, the moment to establish a branch of Standard Chartered Bank is intense preparations Wuhan branch, and plan to each of the three cities in China to open a branch in expansion speed.
In the fourth quarter of this year, Citibank in Changsha and Guiyang "landing", compared to previous years, the pace of expansion increases significantly.
BEA has no weakness. "In addition to Nanjing, the 2008-2010, BEA in Hefei, Tianjin, Shijiazhuang, Suzhou, Urumqi, 5 opened branch again. "In 2007, foreign banks have competing branch office opened in China, but during the financial crisis, the pace of expansion was slowing down. But as the financial crisis receded, foreign banks and accelerate a new round of expansion.
"In Jiangsu, foreign banks were initially concentrated in Nanjing and Suzhou, the last two years, with the Jiangsu branches of constantly optimize the network layout, and guide for foreign banks to the Soviet Union and in the presence of foreign banks in North service area is constantly extending. Branches of foreign banks in Jiangsu Province "Director Hsieh asked LAN, Nagoya Bank branch is under construction in Nantong, and several foreign banks are and actively engage in Jiangsu Province.
In the expansion of foreign banks to enter the West at the same time, become a major feature. Citigroup, Standard Chartered, foreign banks have said that the development of Western China, they will be ignored, according to China's development blueprint to layout market, better services to local small and medium-sized enterprises, large-sized local enterprises, on the ground of transnational corporations and other business enterprises, etc.
How to speed up the expansion of foreign banks? "the current China's economy has entered a new stage of development, the market is very large, foreign banks and foreign-funded enterprises optimistic about the market, many foreign-funded enterprises have accelerated the product in the domestic market in China. "National development and foreign economic Institute Zhangyansheng said.
"China is definitely a good market, during the financial crisis, the mainland there is still a major GDP growth, foreign trade and exports recover quickly," cake "to get the opportunity increases, we are also increasing. "Xu-hua.
"In a year of foreign banks can make money, quick Basic 3 months you can make money. "Xie asked LAN believes that the economic development of Jiangsu Province, the Government soon create monetary climate is also very good, very attractive for foreign banks.
In addition to the market opportunity, the Chinese mainland whole elevated credit environment for foreign banks also have a strong attraction. Xu-Hua said: "the Bank's focus on credit, these years mainland credit environment has a lot of really good, overall are promoted. Central Bank set up a lot of platforms and systems for the enterprises to strengthen no bad record. ”
Expansion of presence in China, foreign banks with regard to the public will develop instruments business, on privacy aspects you want to increase network capacity, expanding the base of customers, increased deposit balances, and expanding the scope of the new business. Standard Chartered Bank, HSBC and other foreign banks also participated in a large syndicated loans.
Xu-hua, East Nanjing is a full licence, in addition to traditional bank deposits and loans and financing products, Internet banking, business, in 2008, BEA releases new business credit card and debit card products.
And foreign banks typically locked high-end customers, relying on SMEs to Fortune the Philippine capital Bank will focus on the development of the "Delta" and its environs of SME clients. Zhang Jin Chen said: "the capital Bank introduced factoring, specifically for small and medium-sized investment financing, without warranty of any kind has been welcomed by small and medium sized enterprises. ”
Experts noted that foreign banks in high-end financial market advantages, while Chinese banks financing products at present still account for the absolute leading position in products design, research and development, foreign banks are still dominant, with a global network of foreign banks has become a competitive advantage.
"On the banks of the presence and expansion, we have actively supported the attitude, but the approval will be very strict. "Xie asked-LAN.
Zhangyansheng believes that in the face of foreign banks to accelerate expansion to phenomena, the Chinese Government to release, but also to avoid unfair competition resulting from the expansion.
Accelerated expansion of foreign banks, also face some difficulties. "Our biggest worry is the talent can not keep up. Now have a centralized banking development growth, inadequate human resources. "Xu-Hua said:" now the Mainland where banks development particularly fast, competitive pressure is relatively large. "(To participate in the interviews: Jiang TINGTING)
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